NOTE; This article was written by T.Harv Eker. He has helped over 1.5 million people moved closer to their goals of true financial freedom. Read it to learn from his wealth of experience.






It’s much easier to achieve success and increase wealth potential with some guidance from those who have done it before you. Over the course of 30+ years in business, bringing in over 500 million dollars in revenue, T. Harv Eker has achieved success and wealth. Below are Harv Eker’s top 10 tips for wealth and success. Enjoy it:

  1. Take Ownership Of Your Life 

So many of us spend our lives waiting for our “big break”. We think that if we just put our heads down, work hard, and do the right things, eventually someone will hand over the keys to our success.

If you want to create real success in your life, you need to believe that you are the one creating your own life. And on the flip side, that you are the one who creates any mediocrity or financial struggle. It may sound harsh — but if you look at it the right way, it’s actually empowering. Because if you’re the one responsible for your own failure, then you’re also capable of changing your life for the better.

This is how wealthy people see the world, and it’s one of the reasons for their success. Most middle class and broke people see things very differently. Instead of consciously creating their lives, they see life as something that “happens” to them, instead of “for” them.

So, before you try to do anything else, it’s time to take control. When you believe that you can create the life that you desire, rather than waiting for good things to happen to you, you’ll be putting yourself on the fast track to wealth and success.


  1. If You Want To Change The Fruits, First Change The Roots

This may not make a lot of sense at first, but picture a tree in an orchard. Any kind of fruit will do. This tree you’re imagining represents your life. In life, all of our actions will eventually have some kind of result. In other words, your tree will someday bear fruit. But what kind of fruit? Will it be juicy, crispy, and sweet? Or will the fruits of your labor be disappointing and bitter?

Most of us would like the juicy, sweet fruit – the successful results. So, if you want a tree to produce more and better fruit, what do you do?

You go back to the roots.

You can’t change the fruit that’s already been produced, but you can make tomorrow’s fruit sweeter. You nurture the parts hidden under the ground, knowing that eventually your efforts will affect the entire system of the plant. Life is the same way. If you aren’t getting the results you want, it’s important to make sure you’re focusing on the real problem, not the end result. Focus on the invisible in order to change the visible.

  1. Be Willing To Be Uncomfortable

The truth is, most people have trouble stepping outside their comfort zone. When we hit a roadblock or an obstacle, we assume that we’re doing something wrong. But nothing could be further from the truth. Instead of retreating back to old, familiar territory, try taking a different approach:

If you’re feeling uncomfortable, challenged, or discouraged – that means you’re growing.

Even if it doesn’t feel like you’re making progress, the fact that you’re moving outside your comfort zone means you’re moving forward. Many of us envision success as a straight line, a road from point ‘a’ to point ‘b’. But in reality, the road to success is filled with unexpected twists and turns. Being able to accept and adapt to them is one of the major factors in actually achieving any big goal in life.

So, the next time you feel lost, or confused, or just a little out of your depth, remember: it’s actually a good thing to try things that make you uncomfortable.


  1. What You Focus On Expands

Have you ever met the kind of person who can’t seem to stop complaining about everything that’s wrong with their life? You probably have. Did that person seem happy, or did they seem absolutely miserable?

It’s an unconscious trap we all fall into sometimes, but it’s a habit you must break if you want to reach your goals in life. Here’s why. When you are complaining or negative, what are you focusing on — what’s right in your life or what’s wrong in your life? What’s wrong in your life. So, if what you focuses on expands, then what are you going to get more of in your life? What’s wrong in your life.

Instead of looking for reasons why everything is wrong, commit to looking at what’s right. By really focusing on your goals in a new and more dedicated way, you’ll find new roads opening up that you never would have noticed before.


  1. Your Word Must Become Law

It’s time to be honest, and the answer to this question may make you cringe. But how often do you start projects and never finish them? So often, we hear from people who start new programs, who set goals for themselves, and then never follow through. Finishing what you start is more important than you might think, and it comes down to one word: integrity. And that doesn’t just mean in terms of being honest with yourself (although that’s important).

It also means being whole and complete as a person. When you don’t keep your word to yourself, it feels bad. When you don’t complete what you set out to do, it can shake your confidence and make you feel like there’s no real path to your goals. It’s easy to get stuck in a loop of bad habits and turn this into a self-reinforcing cycle if you’re not careful.

On the other hand, when you do whatever it takes to keep your word to yourself, that confidence will spill over into every area of your life. It’s a simple matter of self-discipline. It will take some practice and hard work, but in the end, it’s the only way to reach the goals you set for yourself. This is one of the major ways you can own your life, achieve success and increase wealth potential.


  1. Be A Great Money Manager

Do you have a system for managing your money? If you aren’t making as much as you’d like yet, it may seem easy to write the idea off. You just tell yourself you’ll think about it later when you have extra money to budget. But if you don’t take control of managing your income now, what will you do when you achieve the success you want?

If you have a poor habit of managing your money, then there is a good chance you’ll still have a bad habit no matter how rich and successful you become. The answer is to first build the habit no matter how much money you earn because money management is one of the biggest differences between rich people and most middle class and broke people. It could make all the difference in whether or not you achieve success and increase wealth potential.


  1. Stop Focusing On The Money, Focus On Solving Problems

A big problem I see with struggling business owners, entrepreneurs, professionals and people transitioning from a job to owning their own business is that they are fixated only on themselves. Do I know enough? Will it work? Will I make enough money? Will they like me? And it goes on and on. However, this is the wrong approach. Stop focusing on yourself and start focusing on others.

Making money isn’t complicated. People will pay for something that solves a problem for them. It’s that simple. So, you need to shift your focus to being what Harv calls a “problem solver”. You need to decide what you can do to best help people. Money is a result of helping others and providing value to their life.

Think about your life right now. What are you paying for that is helping you solve problems in your life? To get rich you Need to help a lot of people solve a problem. That’s the key to success.


  1. Model Rich And Successful People

How many of us grew up with millionaires in our lives we could use as role models for success? Not too many, right?

The sad fact is that most of us just haven’t seen what it takes to achieve success and increase wealth potential. We can’t go to mom and dad and ask them for advice on how to become a millionaire because most of our parents aren’t millionaires… so how would they know?

Instead, it’s imperative to find people who are rich and successful – and study them. Learn how they got there. You don’t have to meet these role models face-to-face to use this strategy. You just need to do your homework. Read their books and watch interviews they’ve done. Find out what you can about their past through biographies and news stories. Learn what their lives were like when they were at the same point in their journey that you are now. And then, do what they did. Model their approach.


  1. Don’t Put A Limit On Your Income

If you have a job, you have a limit on your income. You automatically have a ceiling on what you can earn. If you want to get rich, you must get rid of all limits on your income. In most cases that means starting a business.

However, a big mistake people make is when they start a business, they are the business. They are the ones who are solely responsible for the business succeeding or failing. Most small businesses and professionals are setup in a way that gives the owner such a vital role that without them present, the business is unable to function. That kind of setup is a mistake. And that’s the reason why so many small businesses remain small or unfortunately fail.

To be truly successful, your business needs to be able to run without you having a hand in every little thing. If you can step back and allow the systems you develop to run your business for you, even better! Once you step back and allow your business to run without you, there are no limits to the income you can earn.

Think about it – most jobs are based on an hourly rate, a salary, or a commission. That means you can only earn as much as you’re able to work. But when you step back and let your systems do the work for you, suddenly the number of hours in the day will no longer hold you back.


  1. Never Stop Learning

Finally, don’t make the mistake of thinking that once you’ve achieved a goal, you know everything there is to know! The most successful people in the world are committed to continuing to learn and grow.

Set aside time in your life (and money in your budget) to invest in programs that will teach you something new each day. You’ve probably heard the saying that “knowledge is power” – take it to heart!